Sugar Free Dessert Bread – A Light, Sweet Treat Without Added Sugar

This sugar free dessert bread is soft, moist, and full of warm flavor—without any added sugar. It’s perfect for breakfast, an afternoon snack, or a light dessert after dinner. You’ll get classic dessert-bread comfort with ingredients that keep things balanced and satisfying. The batter comes together in one bowl, and the loaf bakes up beautifully with a tender crumb. Whether you’re cutting back on sugar or just want a lighter option, this recipe delivers.
What Makes This Special

Sugar free dessert bread – Sugar Free Dessert Bread – A Light, Sweet Treat Without Added Sugar This sugar free dessert bread is
This bread uses natural sweetness from ripe bananas and a touch of zero-calorie sweetener, so you get a dessert-like taste while keeping sugars low. Almond flour and Greek yogurt help create a moist, tender crumb without feeling heavy. Cinnamon and vanilla bring warmth and depth, making each slice feel cozy and familiar. The recipe is flexible, forgiving, and easy to customize with nuts, berries, or chocolate chips if you like.
Ingredients
- 2 large very ripe bananas (the spottier, the better; about 1 cup mashed)
- 2 large eggs, at room temperature
- 1/2 cup plain Greek yogurt (2% or whole milk for best texture)
- 1/4 cup light olive oil or melted coconut oil
- 2 teaspoons vanilla extract
- 1/3 cup granulated sugar-free sweetener (erythritol, allulose, or a blend; adjust to taste)
- 1 3/4 cups almond flour (packed gently, not scooped hard)
- 1/2 cup oat flour (or finely ground rolled oats)
- 2 teaspoons baking powder
- 1/2 teaspoon baking soda
- 1 teaspoon ground cinnamon
- 1/4 teaspoon fine sea salt
- Optional add-ins: 1/2 cup chopped walnuts or pecans, 1/2 cup sugar-free chocolate chips, or 1/2 cup fresh blueberries tossed in a little oat flour
Instructions
- Prep your pan and oven. Preheat the oven to 350°F (175°C). Line a 9×5-inch loaf pan with parchment paper, leaving overhang for easy lifting. Lightly grease the sides.
- Mash the bananas. In a large bowl, mash the ripe bananas until mostly smooth. A few small lumps are fine and add texture.
- Whisk the wet ingredients. Add the eggs, Greek yogurt, oil, vanilla, and sugar-free sweetener. Whisk until the mixture looks creamy and well combined.
- Combine the dry ingredients. In a separate bowl, whisk together almond flour, oat flour, baking powder, baking soda, cinnamon, and salt. Break up any lumps.
- Bring it together. Add the dry mixture to the wet mixture. Stir with a spatula until just combined. Do not overmix—stop when no dry streaks remain.
- Fold in add-ins. If using nuts, chips, or berries, gently fold them in. If adding berries, make sure they’re lightly dusted with flour so they don’t sink.
- Fill the pan. Scrape the batter into the prepared loaf pan and smooth the top. If you like, sprinkle a few extra nuts or chips over the surface.
- Bake. Bake for 45–55 minutes, until the top is golden and a toothpick inserted in the center comes out clean or with a few moist crumbs. If the top browns too fast, tent with foil during the last 10–15 minutes.
- Cool properly. Let the bread cool in the pan for 15 minutes. Lift it out using the parchment, then cool completely on a wire rack before slicing. This helps the crumb set and prevents crumbling.
- Slice and serve. Use a serrated knife for clean cuts. Enjoy plain or with a smear of almond butter or a spoonful of Greek yogurt.
Storage Instructions
- Room temperature: Store in an airtight container for up to 2 days. Place a paper towel underneath to absorb moisture.
- Refrigerator: Keeps well for 5–6 days. Let slices come to room temperature or warm gently before serving.
- Freezer: Slice, wrap individually, and freeze for up to 2 months. Thaw at room temperature or toast straight from frozen.
Benefits of This Recipe
- No added sugar: Sweetness comes from ripe bananas and a sugar-free sweetener, keeping the loaf friendly for low-sugar lifestyles.
- Moist and tender: Almond flour and Greek yogurt create a soft crumb without lots of butter or refined sugar.
- Satisfying and balanced: The mix of protein, healthy fats, and fiber helps avoid energy crashes.
- Flexible: Works with nuts, chocolate, or fruit add-ins, and can be adapted for dairy-free needs.
- Simple method: One bowl for wet, one for dry, and you’re done—no special equipment needed.
What Not to Do
- Don’t use underripe bananas. They won’t mash well and won’t add enough natural sweetness or moisture.
- Don’t overmix the batter. Overmixing can make the bread dense and gummy, especially with almond flour.
- Don’t skip cooling time. Cutting too soon leads to a crumbly loaf. Let it set before slicing.
- Don’t pack the flours tightly. Lightly spoon them into measuring cups and level off for accuracy.
- Don’t rely on time alone. Ovens vary. Use the toothpick test and watch the color and spring of the loaf.
Variations You Can Try
- Chocolate Chip: Fold in 1/2 cup sugar-free dark chocolate chips and a pinch of espresso powder for richness.
- Blueberry Lemon: Add 1/2 cup blueberries and 1 tablespoon lemon zest. Swap vanilla for 1 teaspoon lemon extract if you like.
- Walnut Cinnamon Swirl: Mix 1/3 cup chopped walnuts with 1 teaspoon cinnamon and a teaspoon of sweetener. Layer half the batter, sprinkle the swirl mix, then top with the rest.
- Pumpkin Spice: Replace half the banana with 1/2 cup pumpkin puree. Add 1 teaspoon pumpkin pie spice and a bit more sweetener to taste.
- Dairy-Free: Use a thick dairy-free yogurt (coconut or almond) and coconut oil. Make sure your chocolate chips, if used, are dairy-free.
- Protein Boost: Swap 1/4 cup oat flour for 1/4 cup unflavored or vanilla whey or plant protein. Add 1–2 tablespoons extra milk or water if the batter gets too thick.
FAQ
Can I make this bread without bananas?
Yes, but you’ll need another moisture and sweetness source. Try 1 cup unsweetened applesauce plus an extra 2–3 tablespoons sugar-free sweetener. The texture will be slightly different but still soft and pleasant.
What’s the best sugar-free sweetener to use?
Allulose gives the softest texture and browns nicely. Erythritol or a blend works well too but can be slightly crisper on the edges. Taste your batter and adjust by 1–2 tablespoons if needed.
Can I use only almond flour?
You can, but the loaf may be more delicate. If using only almond flour, add 2–3 tablespoons coconut flour or 1 tablespoon ground psyllium husk to help structure, and check doneness a bit earlier.
How do I prevent a gummy center?
Measure flours accurately, avoid overmixing, and bake until a toothpick comes out with just a few moist crumbs. If the top browns fast, tent with foil and continue baking until the center sets.
Can I turn this into muffins?
Yes. Divide the batter into a lined 12-cup muffin tin and bake at 350°F (175°C) for 18–22 minutes. Start checking at 18 minutes for doneness.
Is this bread suitable for diabetics?
It’s lower in sugar than traditional dessert breads because it uses sugar-free sweeteners and relies on bananas for natural sweetness. That said, individual needs vary, so check ingredients and portions with your health provider or dietitian.
How do I make the top look extra nice?
Smooth the batter, then sprinkle chopped nuts or a few sugar-free chips on top. You can also slice a banana thinly and fan a few slices across the surface, keeping in mind they add natural sugar.
Why did my loaf sink in the middle?
Common causes include underbaking, too much liquid, or opening the oven door early. Make sure your baking powder and soda are fresh and bake until the center is fully set.
Wrapping Up
This sugar free dessert bread is simple, adaptable, and genuinely satisfying. It brings the comfort of a classic quick bread without relying on added sugar. Keep a loaf on hand for busy mornings, snack breaks, or an easy dessert that feels indulgent but stays light. Once you try it, you’ll have a new go-to for everyday baking.
Printable Recipe Card
Want just the essential recipe details without scrolling through the article? Get our printable recipe card with just the ingredients and instructions.



